Get Smart in 2017

Some people resent being told that they should change their usernames and passwords on a regular basis.

Yes, it can be inconvenient, and a mind-numbing experience trying to come up with a new username and password (which includes numbers, and character symbols, that one can actually remember) but ignoring the inevitable is not only foolish it's downright reckless.

In fact, changing usernames and passwords for all personal and business accounts every few months is essential in today's world.


If you still have any doubts, ask someone who has had a bank account cleaned out by fraudsters. They'll be happy to tell you how long it took for them to get their money back.

Worse, for those small business owners who have had funds stolen from their checking accounts, in many cases, they will never see their money again due to loopholes in some states banking laws.

Get smart in 2017, and change your usernames and passwords on a regular basis.